Manish Prayaga

Founder, terraledge
Cap-table and equity management · London

Equity management, rebuilt for an AI-first world.

Founder of terraledge, a London start-up rethinking cap-table and equity management for start-ups and scale-ups, now in closed beta. Before that: a consultant at Strategy& in Dubai on open banking and AI investment, on the strategy team that took VEV, Vitol's EV charging business, from zero to one, and five years at J.P. Morgan in Edinburgh reviewing fund-manager performance and asset allocation for institutional clients. MBA from London Business School.

Now

Selected work

terraledge, AI-first cap-table and equity management

Founder

Founded in September 2025 in London. terraledge rethinks cap-table and equity management for start-ups and scale-ups in an AI-first world, at a time when incumbents are adding chatbots and MCP connectors to existing databases. Currently in closed beta with a waitlist.

  • Cap tables
  • Equity management
  • AI-first
  • Closed beta

Strategy&, open-banking roll-out for a GCC jurisdiction

Consulting

Consultant on the roll-out of open banking for a jurisdiction in the Gulf: the regulatory, market and operating questions that sit behind opening up account data and payments to third parties.

  • Open banking
  • Financial services
  • GCC
  • 2024–2025

Strategy&, AI investment evaluation

Consulting

Evaluated investments in AI across the stack: application-layer businesses, fine-tuned models and domain-specific models, among other engagements during fifteen months in Dubai.

  • AI investment
  • Application layer
  • Domain-specific models

VEV, zero to one in fleet electrification

Strategy

Strategy role at VEV, the electric-vehicle charging infrastructure business incubated within the energy trader Vitol, helping the company grow from zero to one. VEV has since reported serving more than 6,000 commercial EVs across Europe and, in 2026, secured investment led by Jolt Capital with Tesi as co-investor.

  • EV charging
  • Vitol
  • Commercial fleets
  • 2022–2024

J.P. Morgan, fund-manager and asset-allocation reviews

Investment

Five years in Edinburgh, as Analyst and then Associate, helping institutional clients with fund-manager performance and asset-allocation reviews from a risk and performance perspective. Clients ranged from Swiss pension funds to Middle Eastern sovereign wealth funds.

  • Performance analysis
  • Asset allocation
  • Institutional clients
  • 2016–2021

London Business School, Marketing & Strategy Club conference

Leadership

Part of the team that organised the club's 2023 conference, Opportunity in Uncertainty, at London Business School, with speakers including Sir Martin Sorrell. Also helped organise Commodities Club sessions with industry guests.

  • Conference
  • Sir Martin Sorrell
  • LBS
  • 2023

Experience

  1. Sep 2025 – Present

    Founder

    terraledge · London, United Kingdom

    • Building an AI-first cap-table and equity management platform for start-ups and scale-ups.
    • Closed beta with a waitlist; rethinking the product around AI rather than adding it to an existing database.
  2. Apr 2024 – Jun 2025

    Consultant

    Strategy& · Dubai, United Arab Emirates

    • Worked on the roll-out of open banking for a GCC jurisdiction.
    • Evaluated investments in AI at the application layer, in fine-tuned models and in domain-specific models, among other projects.
  3. Oct 2022 – Mar 2024

    Strategy

    VEV · London, United Kingdom

    • Strategy at an electric-vehicle charging infrastructure provider started within the energy trader Vitol, helping the business grow from zero to one.
    • VEV has since reported more than 6,000 commercial EVs served across Europe and, in 2026, investment led by Jolt Capital with Tesi.
  4. Feb 2019 – Jul 2021

    Associate

    J.P. Morgan · Edinburgh, United Kingdom

    • Helped clients with fund-manager performance and asset-allocation reviews from a risk and performance perspective.
    • Clients ranged from Swiss pension funds to Middle Eastern sovereign wealth funds.
  5. Aug 2016 – Jan 2019

    Analyst

    J.P. Morgan · Edinburgh, United Kingdom

    • Joined the Edinburgh office after graduating; performance and portfolio analysis for institutional clients.

Education

Honours

Expertise

Product & fintech
  • Cap-table management
  • Equity management
  • AI-first product design
  • Open banking
  • Consumer and B2B fintech
Strategy & consulting
  • Strategy consulting
  • Market entry and roll-out
  • Zero-to-one business building
  • Fleet electrification
  • AI investment evaluation
Investment & analysis
  • Fund-manager performance review
  • Asset allocation
  • Risk and performance analysis
  • Institutional clients

Beyond the build

Contact

Open to conversations with founders and finance teams wrestling with cap tables, with investors in early-stage fintech, and with anyone who thinks equity management deserves better than a spreadsheet.